GAP Insurance

If your customer’s vehicle is written off or stolen then their main motor insurer will normally only pay out the current market value of the vehicle.  In most cases this could leave a financial shortfall that your customer will need to deal with.

That’s where GAP insurance can help cover the shortfall and put your customer in a more healthy financial position.

Products we offer:

Combined GAP - combines the benefits of Total Loss GAP and Finance GAP (please see below) to make sure your customer is covered in either scenario.

Total Loss GAP - covers the difference between the current market value and the net invoice price paid for the vehicle.

Finance GAP - covers the difference between the current market value and the early settlement balance of any finance covering the vehicle.

Contract Hire GAP - designed specifically for this growing method of vehicle purchase and covers the difference between the market value of the vehicle and the outstanding balance on the contract hire agreement.

Motorcycle GAP -  this works in the same way as Total Loss GAP (above) but is designed specifically to cover motorcycles.

Flexible terms and conditions are available on all of our GAP insurance products, so vehicle value, benefits and claim limits can be set based on the needs of your customers.

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